Benefits

"How to Deal with ICBC" ensures all the details are covered so you will get more money from ICBC. In fact, we guarantee it.

There are more than 800,000 ICBC claims made each year in British Columbia and less than 10% are being handled by lawyers. Most people settle for too little when dealing with ICBC on their own. It’s likely you are entitled to more money. Take charge of your situation and force ICBC to play fair.

Your first step to finding resolution is acknowledging you are being treated unjustly by your insurance company. The second step is to recognize that you have come to this website for help. Both of these are key steps to an amicable solution. Here are some of the tangible benefits of taking this course:

1. Making the ICBC adjuster work for you.

In dealing with ICBC, one of the most important things to realize is that you are entitled to make a claim. More often than not, the adjuster will be really friendly and helpful with the hopes of trying to get you to settle quickly. The adjusters, who should be working for you, actually get bonuses if they can get you to settle quickly and for lower amounts. Our course will ensure the adjuster won't railroad you into a fast and inequitable settlement.

2. Getting what you are entitled to.

Terry Napora recognizes that vast majority of ICBC settlements are not being handled by lawyers. Lawyers will almost certainly get you more money but there are real costs associated. The reality is that cases that settle for under $50,000 aren't likely to be represented by a lawyer. The lawyer’s costs are proportionately too high and ICBC knows this.

Taking this online course is the first step to fighting for what you deserve. By enrolling, you are guaranteed to get a higher settlement. Our course will help you establish what is fair compensation for your injuries and allow you to get a better understanding of what compensation you may be entitled to.

Most importantly, we are confident that this program will get you a higher settlement. We are so confident that we offer a money back guarantee.

3. A pragmatic and logical approach to settling your case

After a car crash there is a tendency to down-play the incident and the respective injuries. Society has become entrenched with supporting this stoic approach and frowns upon anyone perceived to be "milking" the system. Oddly enough, you are paying large premiums to be insured yet when it comes to collecting they and society become defiant. Terry Napora understands this gross stereotype and this course is designed to break through it.

A lawyer is trained to defend your rights. When you have been injured it is logical to seek out help. This online course is a practical approach to making sure you get the best settlement for your injuries. You cannot know how your injuries may affect your future so we need to turn the odds in your favour.

What is important is that you recognize that it is up to you to make a claim. It's not up to ICBC to determine what you're entitled to. ICBC will tell you what they're willing to pay, but it's up to you to determine what you're entitled to.


Did you know?

The biggest problem with seeking fair compensation is most people don't appear to be injured. In fact, you might look perfectly healthy or you may choose to conceal your injuries. No one knows that you're injured because you've been trying to cover it up, and you just want to get on with your life. And while you might appear to be okay, you're not firing on all eight cylinders. Maybe you're just firing on seven—maybe just four.

So what happens? You go out, you play with their children, you go to work, but then you pay for it at the end of the day. It's not that you can't do any activities. It's just that things take longer, or afterwards you're exhausted.

When you have been injured you go to work, but you don't tell you boss, "oh, I feel exhausted and I don't know how I'm going to get through today." You just grin and bear it. They pay for that at the end of the day.

This is often why people are embarrassed to make a claim; because nobody thinks that they were injured, and this is seen in everything they do. If somebody asks them, "So, how are you doing?" they'll usually say, "Oh, I'm fine." They're not really fine. They're exhausted.

After a car accident, many people will often try and mask their injuries. This is a natural human characteristic as we often want to move on and feel embarrassed about having been in an accident. First, this is why they are called “accidents”. There is nothing to be embarrassed or ashamed about.

This happens every day. In fact, ICBC processes hundreds of thousands of claims every year so you are certainly not alone. Nor are you the only person ICBC tries to take advantage of.

This course will help you assess your position, build a solid claim and lead you through the labyrinth of paperwork to get a higher return on your settlement.